All lenders under one roof, Groningen’s #1 mortgage adviser, 100% independent!
Scherp Financieel Advies is the primary insurance and mortgage advice specialist in the Groningen area. To us, every customer is unique. And so, we will always offer you reliable and sound customised mortgage advice or insurance.
By listening carefully to your preferences and objectives, we are always able to deliver customised advice. No cutting corners or generic advice, but time and attention for customers is important to us. Everyone is welcome for a detailed advice meeting with no strings attached.
The appointment is free of charge and without any obligations. We will try to get back to you within 24 hours to schedule an appointment.
While there is great demand for homes in Groningen and its surrounding area, there is limited supply. Local government and local parties have, therefore, set out to build a great number of new homes over the coming years. These new builds will be an interesting option for buyers, as a new-build home is generally energy efficient, does not use gas, and requires little to no maintenance, and you can have it built entirely to your preferences.
As part of our close partnership with Boekholt, which specialises in new development projects, we advise on and provide intermediary services for new-build mortgages. Buying a new-build home is different from buying an existing home. It involves a construction period of anywhere between 8 and 12 months, during which you are already incurring costs. This means you may be paying for both your current home and the new home while it is being built. We can help you navigate this situation. You also have to decide whether to sell your current home now or when construction of your new home has finished. And what about the possible equity on your current home? The price for your new-build home often only includes the land and the basic construction, but how much more can you borrow to pay for the finishes and possible additional work? Besides, not every lender is a good option for a new-build mortgage. Lenders differ in terms of how long their mortgage offers are valid and how much they charge for a so-called home construction account.
At Scherp Financieel Advies, we want to help you choose the new-build mortgage that is right for you. Taking out a new-build mortgage is far from straightforward. There are many providers, but what are the pros and cons of each one? Our independent advisers will take stock of your situation and wishes, and give you detailed advice. Needless to say, the ultimate decision is up to you. Many satisfied customers have gone before you, our customers have rated our services with a 9.7.
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